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| SOBRIETY SEATBELTS SPEED DISTRACTIONS | ||||||
This guide is all about
keeping our kids alive during a vulnerable period of their
lives. But
research has shown that many teens are motivated to drive safely not by fear
of getting in a crash, but by fear of a ticket. When it comes to death,
teens have a sense of immortality, the "it-can't-happen-to-me" syndrome. But
they understand very readily the high likelihood of getting a speeding
ticket.
Indeed, families with teenagers may face an economic disaster if the teen
driver receives a citation. One major speeding ticket (i.e. 20 mph over the
limit) could cost as much as $3,000 in increased premiums and forfeited
safe-driving discounts over the three years it remains on the teen’s record.
|
"One major ticket for speeding could cost as much as
$3,000 |
If the infraction is considered "reckless," the entire family's insurance
can be
canceled as "high risk." The entire family could face a crisis due to
a teen's momentary lapse of judgment. Parents should remember that a teen’s
infraction can cause the parent to lose safe-driver discounts, because the
household is considered jointly. So make sure your teen driver recognizes
the high cost of a speeding ticket, both in terms of fines, points on the
license and increased insurance costs. Teens who share the cost of insurance
will appreciate this message even more, so it's a good idea to make your
teen pay some or all of their own insurance premium, even if you cover all their
other auto-related costs.
